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Behind on their mortgage payments
Upside down on their mortgage with no equity
Facing a real estate challenge such as a short sale or loan modification


Who are we targeting?

70 plus million homeowners who are upside down on their mortgage and/or are behind on their mortgage payments
17 million homeowners who are not making their mortgage payments, and may lose their home in the next 4 years because they cannot afford their current mortgage payment (Goldman Sachs 2010)
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