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Before applying for fast personal loans, it is essential to research extensively for personal loan lenders that suit your needs. Since personal loan interest rates can be very high, therefore, read through the terms of your lender. Getting an instant personal loan online is easy these days since personal loan apps have garnered exceedingly high popularity in recent years. EarlySalary is one such instant personal loan app that provides personal loans online up to Rs. 2 lakh with minimal documentation. Plus, there are no prepayment charges if you wish to pay early. The interest need only be paid on the amount used, and that too can be as low as Rs 9/day at times.