Description
Seller-provided details for this listing.
Getting a pre-approved mortgage is a very important step to getting a house and should be
done as early as possible.
For a mortgage pre-approval, a lender sets a maximum amount you can take out as a mortgage and sends you
a letter of pre-approval. The rate mentioned in the letter is guaranteed for 60 to 120 days depending on
the lender.
Applying for a mortgage pre-approval can be complicated. There are many lenders and it can be difficult
to find the best lender for your needs. Mortgages of Canada can help find you the lenders with the best
options.
Mortgage Pre-Approval
Here is a list of documents you may need for a mortgage pre-approval:
1) Photo identification.
2) A record of employment such as a T-4 slip or a personal income tax returns (if you are self-employed
at least two years of personal income tax returns and financial statements).
3) A letter from your employer stating length of employment and current salary.
4) The account numbers and locations of your bank accounts and investments.
5) Confirmation of your down payment (if its a gift, you need to provide a letter from the gift-giver
stating the money does not need to be paid back).
6) Details of assets, such as vehicles, investments, etc.
7) Details of liabilities, such as credit card balances, car loans, student loans, lines of credit, co-
signed or guaranteed loans, and any other monthly obligations you may be paying on an ongoing basis at
the time of application
8) Name, address, telephone number of your solicitor/notary.
All mortgage pre-approvals are different. Contact us for more information about mortgage pre-approval.
Call: 1-647-995-3918
Toll Free: 1-800-340-8339
done as early as possible.
For a mortgage pre-approval, a lender sets a maximum amount you can take out as a mortgage and sends you
a letter of pre-approval. The rate mentioned in the letter is guaranteed for 60 to 120 days depending on
the lender.
Applying for a mortgage pre-approval can be complicated. There are many lenders and it can be difficult
to find the best lender for your needs. Mortgages of Canada can help find you the lenders with the best
options.
Mortgage Pre-Approval
Here is a list of documents you may need for a mortgage pre-approval:
1) Photo identification.
2) A record of employment such as a T-4 slip or a personal income tax returns (if you are self-employed
at least two years of personal income tax returns and financial statements).
3) A letter from your employer stating length of employment and current salary.
4) The account numbers and locations of your bank accounts and investments.
5) Confirmation of your down payment (if its a gift, you need to provide a letter from the gift-giver
stating the money does not need to be paid back).
6) Details of assets, such as vehicles, investments, etc.
7) Details of liabilities, such as credit card balances, car loans, student loans, lines of credit, co-
signed or guaranteed loans, and any other monthly obligations you may be paying on an ongoing basis at
the time of application
8) Name, address, telephone number of your solicitor/notary.
All mortgage pre-approvals are different. Contact us for more information about mortgage pre-approval.
Call: 1-647-995-3918
Toll Free: 1-800-340-8339